Annual or one-time cover?

According to, if you travel three times or more a year (or twice or more if one trip is to the US) then getting an annual policy that covers the entire year’s travel for one fee is likely to cost you less than buying separate single-trip policies. But note that annual policies won’t cover backpackers on extended trips: they usually cover trips up to a maximum of 31 days.

Choose annual cover if you travel more than three times a year


More Tips

Long Term Plan Benefits
  • Lower Cost
  • No Deductibles
  • Nationwide Coverage