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Plans Availability
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Health Care Plans Availability by State
The table below shows the availability of our plans in each state. Use it as part of your research to determine what plans you should research further or to help you decide on which state to domicile in as a nomad.
A checkmark means that a particular plan is available to residents of that state. It is not an indicator of whether that plan can be used in that state because all of our non-ACA plans offer nationwide coverage.
Some states have special rules for certain plans (like Short Term Medical) and we have indicated those special rules where appropriate. We update this table several times per year as needed but it’s always good to check with us for accuracy.
| Code | State | Affordable Care Act | Fixed Benefit - United Healthcare | TriTerm - United Healthcare | Medical Cost Sharing | Plans for Self Employed | Short Term Medical Available for 12+ months |
|---|---|---|---|---|---|---|---|
| AL | Alabama | ||||||
AKNo Income Tax | Alaska | ||||||
| AZ | Arizona | ||||||
| AR | Arkansas | ||||||
| CA | California | Manhattan Life | |||||
| CO | Colorado | ||||||
| CT | Connecticut | ||||||
| DE | Delaware | 3 months | |||||
| DC | District of Columbia | 3 months | |||||
FLNo Income Tax | Florida | ||||||
| GA | Georgia | ||||||
| HI | Hawaii | ||||||
| ID | Idaho | ||||||
| IL | Illinois | 6 months | |||||
| IN | Indiana | ||||||
| IA | Iowa | ||||||
| KS | Kansas | ||||||
| KY | Kentucky | ||||||
| LA | Louisiana | ||||||
| ME | Maine | ||||||
| MD | Maryland | 3 months | |||||
| MA | Massachusetts | ||||||
| MI | Michigan | 185 days | |||||
| MN | Minnesota | 185 days | |||||
| MS | Mississippi | ||||||
| MO | Missouri | 6 months | |||||
| MT | Montana | Manhattan Life | |||||
| NE | Nebraska | ||||||
NVNo Income Tax | Nevada | 185 days | |||||
NHNo Income Tax | New Hampshire | 6 months | |||||
| NJ | New Jersey | ||||||
| NM | New Mexico | Manhattan Life | |||||
| NY | New York | ||||||
| NC | North Carolina | ||||||
| ND | North Dakota | Manhattan Life | 185 days | ||||
| OH | Ohio | ||||||
| OK | Oklahoma | ||||||
| OR | Oregon | 3 months | |||||
| PA | Pennsylvania | ||||||
| RI | Rhode Island | ||||||
| SC | South Carolina | ||||||
SDNo Income Tax | South Dakota | Manhattan Life | 6 months | ||||
TNNo Income Tax | Tennessee | ||||||
TXNo Income Tax | Texas | ||||||
| UT | Utah | ||||||
| VT | Vermont | ||||||
| VA | Virginia | ||||||
WANo Income Tax | Washington | 3 months | |||||
| WV | West Virginia | ||||||
| WI | Wisconsin | ||||||
WYNo Income Tax | Wyoming |
Medicare Plans Availability by State
The table below shows the availability of our Medicare Advantage MSA plan and Medicare Supplement plans in each state. Use it as part of your research to determine what plans you should research further or to help you decide on which state to domicile in as a nomad.
A checkmark means that a particular plan is available to residents of that state. It is not an indicator of whether that plan can be used in that state because all of our Medicare plans offer nationwide no-network coverage!
Some states have special rules for certain plans (like when a Medicare Supplement is guaranteed issue) and we have indicated those special rules where appropriate. Most states use the same standardized alphabetized letters A-N for Medicare Supplement plans but a few states (WI, MN, MA) have slightly different designs for their plans.
We update this table several times per year as needed but it’s always good to check with us for accuracy.
| Code | State | $0 Medicare Advantage (Nationwide Coverage) | Medicare Supplement (Nationwide Coverage) |
|---|---|---|---|
| AL | Alabama | ||
AKNo Income Tax | Alaska | ||
| AZ | Arizona | ||
| AR | Arkansas | ||
| CA | California | Annual Birthday GI | |
| CO | Colorado | ||
| CT | Connecticut | Guaranteed Issue (GI) | |
| DE | Delaware | ||
| DC | District of Columbia | ||
FLNo Income Tax | Florida | ||
| GA | Georgia | ||
| HI | Hawaii | ||
| ID | Idaho | ||
| IL | Illinois | ||
| IN | Indiana | ||
| IA | Iowa | ||
| KS | Kansas | ||
| KY | Kentucky | ||
| LA | Louisiana | ||
| ME | Maine | GI when switching | |
| MD | Maryland | ||
| MA | Massachusetts | GI February-March | |
| MI | Michigan | ||
| MN | Minnesota | ||
| MS | Mississippi | ||
| MO | Missouri | Anniversary GI | |
| MT | Montana | ||
| NE | Nebraska | ||
NVNo Income Tax | Nevada | ||
NHNo Income Tax | New Hampshire | ||
| NJ | New Jersey | ||
| NM | New Mexico | ||
| NY | New York | Guaranteed Issue | |
| NC | North Carolina | ||
| ND | North Dakota | ||
| OH | Ohio | ||
| OK | Oklahoma | ||
| OR | Oregon | Annual Birthday GI | |
| PA | Pennsylvania | ||
| RI | Rhode Island | ||
| SC | South Carolina | ||
SDNo Income Tax | South Dakota | ||
TNNo Income Tax | Tennessee | ||
TXNo Income Tax | Texas | ||
| UT | Utah | ||
| VT | Vermont | ||
| VA | Virginia | ||
WANo Income Tax | Washington | ||
| WV | West Virginia | ||
| WI | Wisconsin | ||
WYNo Income Tax | Wyoming |